Job Title: Senior Credit Risk Analyst - Portfolio Management

Location: Leicester (Hybrid working - 1 day per week in the office)

Salary: £45,000 - £55,000 plus bonus & benefits

Overview:
My client, a thriving and innovative organisation, is seeking a Senior Credit Risk Analyst to join their expanding Credit Risk Analytics team. This team is instrumental in analysing a significant credit portfolio and leveraging data insights to optimise both customer offerings and business profitability.

This is a fantastic opportunity for someone with a strong background in credit and risk, coupled with advanced analytical skills and a keen interest in solving complex business problems. You'll have the chance to shape strategies for a large customer base, testing and implementing data-driven solutions to support business growth.

Key Responsibilities:

Translate complex data into actionable insights to drive informed business decisions.
Deliver regular reporting and undertake ad hoc analyses, providing commentary on trends and identifying opportunities or challenges.
Identify risks and opportunities in existing processes and policies through advanced analysis of diverse data sources.
Collaborate with cross-functional teams, including customer service, marketing, customer experience, and technology, to design and implement portfolio strategies.
Serve as a subject matter expert in credit risk, balancing commercial objectives with regulatory requirements.
Present insights, reports, and strategy recommendations to both internal stakeholders and external partners.

About You:

At least three years' experience in a credit and risk role.
Exceptional analytical skills, with the ability to use data strategically to deliver business insights and impactful recommendations.
Demonstrable expertise in tools such as SQL.
Strong problem-solving skills with a logical and methodical approach to addressing business challenges.
A keen eye for detail and the ability to connect insights from multiple data sources.
Proven ability to communicate complex findings clearly to diverse audiences and secure buy-in for proposed strategies.
Commercially minded, with a track record of delivering results in a fast-paced environment.

This is an excellent opportunity to make a significant impact within a forward-thinking organisation, offering flexible working arrangements and a highly collaborative team culture. If you're excited by the idea of using data to drive meaningful change, get in touch to learn more about this role!